The Vertex Horizons Group

So the WSJ says you should sell your real estate and buy stocks…

The Vertex Horizons Group — Thu, 11 Aug 2011 03:18:45 +0000

The Wall Street Journal posted an article by Robert Bridges http://online.wsj.com/article/SB10001424052702304259304576375323652341888.html?KEYWORDS=Robert+Bridges in this article Robert says that if you had $2.00 to invest back in 1980 and you bought a house for $1.00 and Dow Jones stock for $1.00 that the house dollar would have been worth $2.98 in 2010 and the stock dollar would be worth $11.49. However, he only used housing prices in California, which have almost always been over valued to begin with. However, if you take the median house price for the US, your $1.00 invested in 1980 would be worth $283.00 in 2010. So how are stocks better than houses again? The problem with all of these WSJ, The Economist, GQ, and Maxim articles on reporting are based on what they think most people want to hear, and that will not scare them off. The secret to selling an idea, is having an idea that most people already agree with or think is right. So when you tell someone owning your own home that you live in, is actually a liability and not an investment, freaks them out, just like when you say houses have gone up in value over the past 30yrs a lot more than stock. And to put that in to perspective, gold in 1980 was 559/oz and in 2010 1405/oz so a dollar of gold from 1980 to 2010 would be worth $151.00, so $32.00 less than owning a house. You cannot take advice from people who nothing about the other part of their argument. If you understand stock and are good at it, then keep doing it. If you are not, then don’t invest in it. the same with real estate. But you cannot believe 99% of the crap they publish in papers and magazines. That makes as much sense as going to a car dealership to buy an airplane. And for those of you who need it in black and white; if you want to invest in stock, talk to a stock broker. If you want to invest in real estate, talk to a real estate investor. The investor is the key word though.

Let’s say you did pick all the right stocks and made a huge pile of cash, when you cash out and try to sell off your stock, you have to pay capital gains tax on it. For example you sell enough stock to make a $100,000 in profit. If you made and sold that in a year you would pay about 25% in taxes, if you wait over a year your would pay 15%. The same is true if you Flipped a house and just sold it out right as well. However with real estate you can do a 1031 exchange and take those profits to buy a more expensive house to either live in or invest it, and this can be done over and over and passed on to your kids to do over and over, and never pay a dime in taxed on profits made. If you really want know which one has more strength behind it, call your back and try to borrow money to buy stock, or take out a loan that is backed by your stock.

The housing numbers I got came from the U.S. Census Bureau.

Veggie Straws, oddly tasteful. Not as go

The Vertex Horizons Group — Sat, 30 Jul 2011 02:45:37 +0000

Veggie Straws, oddly tasteful. Not as good as Lays, but not bad.

So much fun tomorrow, get to go to work

The Vertex Horizons Group — Sat, 30 Jul 2011 01:04:19 +0000

So much fun tomorrow, get to go to work before the sun rises to protect planes from people at an airshow. So much fun.

Business owners baffled by financial sta

The Vertex Horizons Group — Sun, 10 Jul 2011 02:36:00 +0000

Business owners baffled by financial statements http://ow.ly/5AERj There is no reason to have to do this alone with your business, let the experienced professionals at GoSmallBiz help you to stay out of trouble http://www.prepaidlegal.com/biz/carden_mf

If you can’t find a job, create your ow

The Vertex Horizons Group — Sun, 10 Jul 2011 02:26:26 +0000

If you can’t find a job, create your own http://www.law.com/jsp/article.jsp?id=1202499271921&slreturn=1&hbxlogin=1

Once again Money Magazine calls speculat

The Vertex Horizons Group — Sun, 10 Jul 2011 01:41:41 +0000

Once again Money Magazine calls speculating investing, and as for alternatives for a retirement account, it’s all crap. http://ow.ly/5AEbk

Trying to Buy an Apartment Complex or 2

The Vertex Horizons Group — Sun, 03 Jul 2011 23:35:50 +0000

I have been trying to find investment properties since my move from North Carolina. Finding a house that might workout as an investment property here is not that easy. So after walking through close to 80 houses in a couple of weeks, and not finding one possible, you start to get discouraged. So I changed gears some and started to look at commercial property, which is where is make your millions from anyways. This initially seemed to be easier to find properties that would be worth looking at. I found a set of apartments for sale, initially they were asking for $2.2 million, but if you bought them separately it would cost only $1.7 million. Go figure. So I am looking to pick up two of them. With any luck they can be picked up for about 25% of the asking price. However, there are some hitches with it. The finances for the apartments were lumped in with about 9 other businesses, so the seller is having a hard time breaking out the financials for those two buildings from the rest. This does not sound good to me, but until he gives me the final numbers, and I can have an accountant go over them. So the waiting game begins again.

However, it is kind of funny, while not looking for houses to invest in, I found 4 pretty good ones to checkout. So now to run the CMAs on them to see if anything further is worth the time and the effort.

So my new camping stove has it’s own fl

The Vertex Horizons Group — Tue, 31 May 2011 22:53:13 +0000

So my new camping stove has it’s own flux-capacitor, now I can have my hot coffee out in the field.

Insparation for Success

The Vertex Horizons Group — Mon, 30 May 2011 20:37:25 +0000

When you find a good book that creates a desire for you to better yourself and those people around as well, you need to reread that book again and again, and you will always find something new.

If you think you are beaten, you are,
If you think you dare not, you don't,
If you like to win, but you think you can't,
It is almost certain you won't.

If you think you'll lose, you're lost,
For out of the world we find,
Success begins with a fellow's will-
It's all in the state of mind.

If you think you are outclassed, you are,
You've got to think high to rise.
You've got to be sure of yourself before
You can ever win a prize.

Life's battles don't always go
To the stronger or faster man
But soon or late the man who wins
Is the man who thinks he can.

There lots and lots of people out there who are always complaining about not making it big, or not hitting a lucky streak, and in turn they blame everyone else for theit failures. Instead of taking a step back and actually figuring out the reason why.

www.vertexhorizons.com

“What is powerful is when what you say

The Vertex Horizons Group — Mon, 30 May 2011 07:20:02 +0000

“What is powerful is when what you say is just the tip of the iceberg of what you know.” —Jim Rohn